Integrity. Experience. Fairness.


Let Us Help You Break Free From Your Financial Stress

If you are in a bad financial situation, you may feel that your life will never get back to normal. However, with the help of an experienced lawyer, you'll find the solutions you need to get your life back on track. Get in touch with Karl and let us help you resolve your financial problems. We'll also help you deal and negotiate with creditors.

Chapter 7 bankruptcy eliminates most types of debt and is the fastest and the most preferred for many Americans. It has been designed for individuals with lower income and high debt. Dischargeable debts such as credit card bills and doctor bills can be completely eliminated by filing Chapter 7 bankruptcy.

Chapter 7 Bankruptcy

Designed for those with higher incomes and larger assets, Chapter 13 bankruptcy will allow you to restructure your debt. After thoroughly evaluating your debt, we'll help eliminate some and combine the remaining into a repayment plan which can be fulfilled in 3 to 5 years.

Chapter 13 Bankruptcy

Serving Rochester, MN and surrounding areas for over 11 years

Let Kruger Law Office help you start over with a clean slate




man in financial debt man in bankruptcy

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The bankruptcy services and the bankruptcy benefits described on this page are with respect to bankruptcy relief under the Bankruptcy Code.


Nothing on this page shall constitute legal advice, an acceptance of representation, or the creation of an attorney client relationship. Furthermore, success for the services outlined above cannot be guaranteed as each case is different and the future is unknown. If you have any questions or concerns regarding the scope or limitations of potential representation, please contact our office.